There are changes coming to FICO, a broadly used credit score, that may mean higher credit scores for many consumers. Banks, credit card issuers, auto lenders and other businesses use those scores to decide whether to lend to consumers and how much interest to charge them. A higher score could get you better terms on loans for cars and homes.
USA Today Reports:
“Within the past few weeks we have seen the hacking of the Affordable Care Act’s HealthCare.gov as well as a massive data breach at Community Health Systems, a hospital chain with medical facilities in 29 states in which the records of 4.5 million patients of Community Health Systems’ hospitals including names, addresses, birth dates and Social Security numbers were stolen Despite government assurances that the recent hacking of HealthCare.gov did not compromise the security of the personal information of enrollees and the hack was confined to a server that was not supposed to be connected to the Internet, many security experts continue to have doubts about the security of the HealthCare.gov website.”
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